How to make it, spend it, and invest it

Mastering Money

Mastering Money is hosted by Certified Income Specialist™ Steve Jurich. Steve’s comments have been seen on MarketWatch, CNBC.com, Bloomberg, and TheStreet.com. Steve is joined on most days by Money Radio favorite Ken Morgan as well as experts and authors from the world of Wall Street and real estate. New episodes published every weekday at 9am PST. Also, an encore show at 6pm PST. Listen every weekday to get a handle on emerging market trends, asset allocation strategies, social security, medicare, RMD planning, tax strategies, estate planning, annuities, life insurance and more!

“…What Rate of Return Should You Expect To Earn On Your Retirement Investments over the next ten years? The higher this market goes, the lower the following ten year period will be according to historical and mathematical statistics. Every calendar quarter BlackRock publishes capital market assumptions about a wide range of asset classes. In its most recent forecast, BlackRock expects annualized gains for the next ten years of …are you ready? ….5.9% for U.S. stocks and 3.1% for U.S. bonds. Vanguard expects six percent and three percent respectively. Is your financial plan prepared?”


…It may surprise you to learn that EVERY year, Americans acquire more than  $200 billion dollars in new annuities– And–even more surprising, over half of those annuities are being used for 401(k), 403(b)  and IRA rollovers! Why?  Studies show there are three key reasons, and we’ll review them all plus Steve will have five tips you won’t want to miss!

You did some research, you studied hard,  and you picked several top rated mutual funds for your IRA, or 401K …You even picked several of last year’s number one funds in their category! And you thought you were good to go!  But in reality … you just made two of the biggest investing mistakes on Wall Street according to Dow Jones researchers. Today, we’ll reveal what to do now to avoid those mistakes, and to finally make the most out of your money!!

Fox News Contributor Gary Kaltbaum, host of the Investors Edge on Money Radio–joins Steve and I today live, but first do you have any mutual funds in your IRA, 401K, or investment portfolio?  You may think you’re invested in some of the highest rated funds by Morningstar  …But in reality … they could be underperforming dogs! Today we’ll review some startling findings by the Wall Street Journal you won’t want to miss if you own mutual funds!  

…The market rolls on and experts say it still has gas in the tank, mainly because of the new Tax Bill!  What investments are best when the market is reaching new highs? One investment you may consider is the IQ Wealth Blue Diamond Income and Growth Portfolio which features both an offensive and defensive stance, seeking to benefit from ongoing growth as well as ongoing increasing dividends.Today we will take an in depth look at the Blue Diamond. Tune in to learn more about a very unique investment strategy! The IQ Wealth Blue Diamond Income & Growth Portfolio!!

It’s a LARRY KUDLOW MONDAY! The former Ronald Reagan economist and syndicated talk show host is up next with special guests and unique insights on money, politics, Donald Trump, Congress, Muller, Russia, North Korea, the new tax bill, and MORE! You won’t want to miss Larry today!

Most Americans say they would love to have long term care insurance–but they have only one little problem–they hate paying for it!! No surprise there–no one likes paying for something they might not ever use. What they want is an old fashion money-back guarantee. Well good news! Insurance companies have responded to the growing demand with what some are calling hybrid living benefit life policies. They can pay up to a six-to-one benefit if you need the care, but if you don’t need it, you get every penny back, no questions asked!  Then Steve reviews the John Bogle rule for allocating money in retirement.

…Whether you want to lose weight, save more, learn something new or just be a better version of yourself, the start of a new calendar year seems to always get us thinking about what we want to do different in the year ahead.  Yet, as many of us know –  many resolutions never amount to more than something we think– or say– we want to do. 2017 is in the books. Will this be the year you finally take control of your money and investments?  Steve and I will review 5 easy to follow investing strategies that could help you retire far sooner than you ever thought possible, or if you are already retired, keep you on track, even if the market falls!!